Job Description

Jobs and Careers at MIDBANK
Senior Product Manager – Assets - Retail Banking
- Main role :
- Drive MIDBANK retail Assets Products business through effective operations and product development.
- Create/enhance retail assets products.
- Full P&L management of assets portfolio to ensure healthy spread performance against targets and fully controlled credit risks based on preset sourcing caps and acquisition from desirable segments.
- Manage Assets Product performance of all channels against set targets to secure aligned sourcing mix at controlled acquisition costs in line with the preset cost to ENR targets.
- Develop counterstrategies to control portfolio attritions.
- Sustain and develop cross-sell policies to enhance portfolio stickiness and organically grow existing accounts. Control portfolio rundowns.
- Manage key aspects of the income statements such as revenues, expenses, losses, and provisions, etc., and report results with recommendations about performance and resolution activity if and when required.
- Apply effective Fee and Interest pricing strategies in alignment with product and segment strategies for both assets and insurance coverage.
- Liaise with credit risk and operations, to ensure that there is a broad understanding of the product processing requirements and meeting business set targets.
- Prepare manual procedure for each product with process sector and all stakeholders.

- Job requirements :
- Bachelor degree of Commerce, Business Administration, Economics & Finance.
- Very Good Knowledge of Asset businesses including Product, Pricing, Risk, and P&L management.
- Retail banking background with knowledge of different customer segments, and customer behaviors.
- Significant knowledge of Retail bank operations and processes & controls.